Associated Dealer Services

Insurances

Associated Dealer Services has an extensive selection of Insurance programs to serve the needs of every customer.

Credit Life Insurance
provides coverage in the case that the borrower expires before a loan is repaid. Both single and joint coverage plans are available, as well as a partial coverage option, effective in a situation where a loan exceeds a stated maximum benefit amount. Please contact your A.D.S. representative for full details.

Credit Disability Insurance
is excellent security when a borrower is unable to work due to injury or illness. Payable regardless of other insurance coverage, worker’s compensation, or sick leave, the program is designed to help with any regular loan installments after the applicable waiting period. Single and joint coverage plans are available, as well as a partial coverage option, effective in a situation where a loan exceeds a stated monthly benefit maximum. Please contact your A.D.S. representative for full details.

GAP Protection

In the event that a customer’s vehicle is stolen or totaled, GAP will pay benefits up to $50,000 with deductible coverage up to $1,000. The coverage covers the difference between the actual cash value and the balance of the customer’s loan in the event of a total loss of vehicle. Please contact your A.D.S. representative for full details.

Gap Plus
features all of the benefits of standard Gap, plus a $1,000 discount allowance towards a replacement vehicle at the original place of purchase.